Ultimate Coconut Chocolate Chip Banana Bread: A Healthier, Irresistible Recipe
Experience the perfect blend of sweet banana, rich chocolate, and tropical coconut in this delightful banana bread. Crafted with nourishing coconut oil, mostly whole wheat flour, and creamy Greek yogurt, this recipe packs 4 ripe bananas and plenty of chocolate chips into every slice!
What better way to start a new week or brighten a gloomy day than with a slice of warm, homemade banana bread? This isn’t just any banana bread; it’s a luscious loaf loaded with chocolate chips and toasted coconut, providing the ultimate comfort and flavor. It’s the perfect antidote to those dreary, cold, and rainy days, offering a taste of sunshine regardless of the weather outside.
For many home bakers and food enthusiasts, there’s an undeniable pull towards creating and sharing delicious recipes. This deep connection to food often feels like both a consuming passion and a joyous obsession. The process of transforming simple ingredients into something extraordinary, like this moist coconut chocolate chip banana bread, brings immense satisfaction. It’s a creative outlet that allows for endless experimentation and the pure delight of bringing comfort through flavor.
Why This Coconut Chocolate Chip Banana Bread Stands Out
This particular banana bread recipe strikes a wonderful balance between indulgence and mindful eating. By incorporating mostly whole wheat flour and creamy Greek yogurt, we’ve steered this loaf towards a healthier profile without sacrificing any of the deliciousness. While some classic recipes might rely on ingredients like applesauce and sour cream for moisture, here we’ve opted to enhance the flavor and tenderness using ingredients that also contribute to its “healthier” status, allowing us to fully embrace those delightful chocolate calories!
While classic banana bread with walnuts holds a special place in my heart – and is my go-to for using up overripe bananas – it often leaves something to be desired for chocolate lovers. My husband, for instance, typically limits himself to a slice or two if there’s no chocolate involved, which inevitably means I end up enjoying the entire loaf myself within a week. And as tempting as that sounds, it’s a good reminder that just because you *can* eat the whole thing, doesn’t always mean you *should*!
This time, I was specifically craving something different, something with that unmistakable chocolatey goodness. And what better way to achieve that than by combining rich chocolate chips with the tropical notes of shredded coconut? The result is a banana bread that satisfies every craving and is sure to be a hit with everyone. It’s the perfect harmony of sweet, fruity, and chocolatey flavors, all wrapped up in a tender, moist crumb.
As for the inspiration, it often starts with those neglected, overripe bananas lurking in the freezer. They seem to call out, practically launching themselves at me every time the freezer door opens, pleading to be transformed into something truly scrumptious. And who am I to deny such a delicious request? Transforming those perfectly ripened bananas into a delectable treat is not just a cooking task; it’s a delightful tradition.
It’s a familiar story in many households, including mine. We bring home bananas with the best intentions – perhaps for morning smoothies or topping cereal. But more often than not, a few ripen past their prime, becoming too soft for direct consumption. Instead of discarding them, they embark on their journey to the freezer, patiently awaiting their glorious transformation into delicious banana bread. This freezer-to-fork cycle is an eco-friendly and incredibly rewarding way to ensure no banana goes to waste in our home. Plus, using frozen bananas often intensifies their flavor, making them even better for baking!
Essential Ingredients for Your Perfect Loaf
Achieving the perfect moist and flavorful banana bread relies on a few key ingredients and their thoughtful selection. Here are some notes to guide you in creating your best loaf:
Choosing the Right Bananas: For the most intense banana flavor and natural sweetness, always use very ripe bananas – those with plenty of brown spots or even entirely brown peels are ideal. They’re softer, sweeter, and easier to mash, ensuring a moist crumb and rich banana essence. If your bananas aren’t quite ripe enough, you can speed up the process by baking them on a baking sheet at 300°F (150°C) for 15-30 minutes until their peels turn black and shiny. Alternatively, placing them in a paper bag with an apple for a day or two can also help them ripen faster.
Chocolate Chips: The Sweetness Factor: This recipe intentionally calls for less added sugar than many others, largely due to the wonderful sweetness contributed by the chocolate chips themselves. I highly recommend using bittersweet chocolate chips (around 60-70% cacao). Their slightly deeper, less sweet flavor creates a beautiful contrast and harmony with the sweet bananas and coconut, preventing the bread from becoming overly cloying. This balance allows the natural flavors to shine. However, if you prefer a decidedly sweeter dessert, feel free to opt for semi-sweet chocolate chips. Don’t skimp on these – a generous amount makes every bite delightful!
Coconut Oil for Tropical Flavor and Moisture: My choice for this banana bread is coconut oil for several compelling reasons. Firstly, I adore the subtle tropical notes and tender texture it imparts to baked goods, making them exceptionally soft. Secondly, it beautifully enhances the flavor of the shredded coconut in the recipe, creating a cohesive tropical experience throughout the loaf. Coconut oil also contributes significantly to the bread’s incredible moisture. If coconut oil isn’t readily available or you prefer a neutral flavor, canola oil or vegetable oil are excellent substitutes, ensuring your bread remains wonderfully moist and delicious.
Greek Yogurt: The Secret to a Tender Crumb: Greek yogurt is a powerhouse ingredient in baking, renowned for its ability to keep baked goods exceptionally moist, tender, and delicious. Its natural acidity reacts with the baking soda, helping the bread rise and creating a light, airy, and incredibly soft texture. The tang of the yogurt also adds a subtle complexity that beautifully complements the sweetness of the bananas and chocolate. While Greek yogurt is my preferred choice for its tang and richness, buttermilk or sour cream are fantastic alternatives if you’re looking for an even richer, more decadent crumb. Any of these options will ensure your banana bread is perfectly hydrated and incredibly flavorful.
Always remember that every oven has its unique characteristics. My oven, for instance, tends to brown the tops of baked goods rather quickly. To prevent over-browning and ensure an evenly baked loaf, I typically recommend covering the banana bread loosely with a foil tent after about 40-45 minutes of baking. This simple trick will help the top stay perfectly golden while the inside finishes cooking to perfection. Using an oven thermometer can also help you calibrate your oven’s true temperature, ensuring consistent results every time.
This recipe yields an unbelievably tender, almost cake-like banana bread. It’s incredibly foolproof, designed for simplicity, and requires minimal equipment – just two bowls and a whisk! No electric mixer is needed, making cleanup a breeze. Plus, it’s an excellent way to use up those four ripe bananas in one go, transforming them into a delightful treat that everyone will love. The ease of preparation makes this an ideal recipe for both novice and experienced bakers alike.
I recently whipped up this coconut and chocolate chip studded banana bread for a movie night we hosted, and it was an absolute sensation! It’s the kind of comforting, satisfying bake that disappears quickly, proving to be a hit with everyone who tried a slice. The combination of sweet banana, rich chocolate, and tropical coconut creates a flavor profile that is truly irresistible.
So, if you’re looking for a new favorite banana bread recipe, one that combines healthier ingredients with decadent flavors, you absolutely have to give this one a try!
Serving and Storage Suggestions
This Coconut Chocolate Chip Banana Bread is fantastic served warm, perhaps with a pat of butter, a drizzle of honey, or a dollop of Greek yogurt for an extra treat. It pairs wonderfully with your morning coffee, a cup of tea, or as an afternoon snack to curb those sweet cravings. For an elevated dessert experience, consider serving it with a scoop of vanilla bean ice cream or a sprinkle of toasted pecans!
To store, ensure the banana bread has cooled completely before wrapping it tightly in plastic wrap or aluminum foil. You can also place it in an airtight container. It will stay fresh and moist at room temperature for up to 3-4 days. For longer storage, slice the bread and freeze individual slices, wrapped well, for up to 3 months. To enjoy from frozen, simply thaw at room temperature or gently reheat in the microwave or oven for a quick, delicious treat anytime. Freezing slices makes it easy to grab just what you need, minimizing waste and ensuring you always have a comforting bite ready.

Coconut Chocolate Chip Banana Bread
This delightful banana bread is packed with chocolate chips and shredded coconut, made healthier with coconut oil, mostly whole wheat flour, and Greek yogurt. It’s the perfect way to use up 4 ripe bananas for a moist and flavorful treat!
Ingredients
- 1 1/4 cup whole wheat flour (or white whole wheat)
- 1/2 cup all purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1/2 teaspoon cinnamon powder
- 2 large eggs, room temperature
- 1/2 cup light brown sugar, packed
- 1 container (5.3 oz) Greek yogurt
- 1/2 cup coconut oil, melted (vegetable or canola is fine too)
- 4 very ripe bananas, mashed (about 1 1/2 cups)
- 1 teaspoon vanilla extract
- 1/2 cup bittersweet chocolate chips (or semi-sweet for more sweetness)
- 1/2 cup unsweetened shredded coconut
Instructions
- Position a rack in the center of the oven and preheat the oven to 350ºF (175°C). Lightly grease and flour (or generously spray with cooking spray) a 9×5 inch loaf pan, then set aside.
- In a small bowl, whisk together the whole wheat flour, all-purpose flour, baking soda, salt, and cinnamon until well combined. Set this dry ingredient mixture aside. In a separate, medium-sized bowl, combine the eggs and light brown sugar. Whisk thoroughly until the mixture is well combined and slightly lighter in color, about 1-2 minutes. Stir in the Greek yogurt and melted coconut oil, continuing to whisk until the mixture is completely smooth and integrated. Finally, add the mashed ripe bananas and vanilla extract, folding them gently into the wet ingredients until just combined.
- Gradually add the prepared dry ingredients to the wet ingredients. Fold gently with a spatula until just combined; be careful not to overmix, as this can lead to a tough banana bread. Once the flour streaks are mostly gone, fold in the chocolate chips and shredded coconut flakes. Transfer the batter evenly into the prepared loaf pan. Bake for 50-60 minutes, or until a toothpick inserted into the center of the loaf comes out mostly clean, with just a few moist crumbs attached. If the top starts browning too quickly (typically after about 40-45 minutes of baking), loosely tent the loaf with aluminum foil to prevent excessive darkening. Let the banana bread cool in the loaf pan for at least 30 minutes before carefully transferring it to a wire cooling rack to cool completely before slicing and serving.
Have you made this recipe?
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